Section 515 Property Owner Options: Guides & Resources

Plain-English guides on the issues that matter most to Section 515 owners. No marketing — just the information you need to understand your situation and make good decisions.

Loan Maturity

What Happens When Your USDA RD 515 Loan Matures?

Most owners don't realize what maturity actually triggers — including the end of Rental Assistance and the loss of any USDA tenant protections. Here's what to expect and when to act.

7 min read
Loan Maturity
Prepayment

Can You Prepay a USDA Section 515 Mortgage?

The answer depends almost entirely on when your loan was made. Owners with pre-1989 loans have options — but the process is more involved than a standard payoff. Here's how it works.

8 min read
Prepayment
Transfer & Sale

How to Sell a Section 515 Rural Housing Property

Selling an RD 515 property isn't like selling conventional real estate. The transfer and assumption process involves USDA approval, public notice, and a buyer who meets specific requirements. Here's what you need to know.

9 min read
Transfer & Sale

Reading isn't always enough. Let's talk about your specific property.

Every RD 515 situation is different — loan vintage, property condition, Rental Assistance status, field office, and market all affect what options are actually available to you. We'll give you a straight read.

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